Week nineteen: je ne regrette rien

Olympic Park, Stratford, London 2012

Reader, I’ve been bad. Not only have I failed to write my housekeeping report for nigh on three weeks but I have also well and truly blown the budget. However, the two are in no way connected – while it’s not exactly fun admitting my foibles on a weekly basis, you know I’m not afraid to do so.

No, the real reason behind the radio silence is that I simply haven’t had the time. Not a spare minute. I’ve been up at the crack of dawn and fallen into bed at midnight. I have barely even had time to watch Bake Off (see, it’s serious!). I hope you’ll excuse the departure from the usual format for one more week, while I catch up…

In the spirit of openness (albeit belated disclosure) here’s a taster of just how spectacularly I failed on the budget front during this little hiatus:

  • I spent an enormous amount on a pair of smart trousers and two blouses in Whistles (before you gasp in horror, can I add the caveat that it was a sound investment as it was an outfit for an interview? No? Okay, my bad! I just didn’t think H&M leggings with a couple of holes in where the bike chain caught would cut it).
  • I bought lunch on seven separate occasions. Once I even bought my lunch in Pret a Manger despite having a perfectly good tub of leftover stir fry in the work fridge because I just didn’t fancy eating it. Tut tut.
  • There was various hen do, wedding, holiday and new baby related expenditure, all of which was wildly over budget, all of which I’m placing firmly in the ‘essential’ category and none of which I’m detailing here.
  • I spent £7.99 on a serving slate because I wanted one.
  • I couldn’t resist the lure of a new novel in WH Smith (the new Adriana Trigiani, since you ask). No idea what it’s about as I haven’t had time to read it yet—I think I just wanted to kid myself that any day now, I’d while away an afternoon on the sofa, cup of coffee by my side. While we’re in fantasy land, let’s throw in an non-existent fire and a dog for good measure.

So there you have it. I won’t apologise, because I wouldn’t change any of those things for the world. Well, maybe the lunches and the novel, which are ridiculous expenses given that I live five-minutes’ walk from a library and several secondhand bookshops and am perfectly capable of making my own lunch.

Still despite August being a complete washout on the savings front, I’m giving myself a little pat on the back as the old bank account is looking pretty healthy. In the last four months, I have cleared all of my debts and managed to scrape together just shy of £2000. That’s right, I’m pretty damn impressed with myself.

All the above has got me thinking about my ultimate goal. Notwithstanding my many ‘slips’ since I started this blog, I seem to be ahead of schedule. Originally, the plan was to save £8,500 over 17 months (leaving me £6,000 in credit). Now, thanks to the fact that I’m no longer paying off my student loan and credit card every month, which has freed up a little extra cash, I could do it in a nice even 12 months.

And while I’ve mostly been adhering to the first rule of saving money (spend less), I haven’t spent much time exploring the second (earn more). That is until now… watch this space.

 

 

Postscript: congratulations this week go to the Smiths on finally tying the knot and the Browns on their gorgeous new red head. X

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2 comments
  1. Margaret said:

    I thnk you’re doing amazingly well with your finances and how can anyone resist a new book, especially when it’s an Adriana Trigiani novel (incidentally if you email her a nice message she’ll send you an autographed book plate – does that make me sad). I’ve been steering clear of book stores as there is no money in the book budget at present, but my daughter does work in Waterstones… Intrigued to hear how you’re going to earn more money!! enjoy your weekend 🙂

    • Thank you Margaret – your support means so much! And as for the Adriana Trigiani tip – that most certainly does not make you sad (not that I’m the ideal judge of that!). X

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